Date of Withdrawal: 01-Jan-2014
Plan No. 165
 
    
	- A unique plan which offers the best features of a conventional plan and a unit linked plan in one product itself
 
    
	- No need to pre-decide the term. Select maximum term available. Option to close policy earlier without any loss.
 
    
	- No penalty on surrender after 5 years
 
    
	- High degree of liquidity. Partial withdrawals available every year
 
    
	- Loyalty additions after 10 years
 
    
	- Death Benefit
    
		- 250 times the mly premium, plus
 
		- return of premiums excluding extra/rider premium and first year premium, plus
 
		- the Loyalty Additions, if any.
 
    
     
    
	- Maturity Benefit
    
		- Maturity Sum Assured, plus
 
		- the Loyalty Additions, if any.
 
    
     
    
	- Most suitable for people of all ages who wish to protect their family and have open options on their financial goals
 
 
  
    | Eligibility Criteria | 
    
  
     | 
    Min. | 
    Max. | 
  
  
    | Age | 
    12 | 
    60 | 
  
  
    | Term | 
    10 | 
    35 | 
  
  
    | Sum | 
    250 | 
    No limit | 
  
  
    | Premium Modes | 
    Yly,Hly,Qly,Mly,SSS | 
    
  
    | Yearly Premium for 10,00,000 Sum Assured | 
    
  
    | Age | 
    15 Years | 
    20 Years | 
    25 Years | 
  
  
    | 25 | 
    47040 | 
    47040 | 
    47040 | 
  
  
    | 30 | 
    47040 | 
    47040 | 
    47040 | 
  
  
    | 35 | 
    47040 | 
    47040 | 
    47040 | 
  
 
The premium will be calculated on the basis of Sum Assured & doesn’t depend upon Age so it will be same for 1000000 S.A. With different age groups